Tag: Weekly Roundup

 

The Weekly Roundup: What to Know this Week

Welcome to the Chime Weekly Roundup! Each week we bring you a roundup of the best money tips, tricks, and hacks that will help you, and your friends, lead healthier financial lives.

Whether it’s paying taxes, being aware of what you pay in bank fees, or having the money-talk with the roomies, it’s never a bad time to assess how effectively you are managing your money. Even an effort to make small changes can have a big effect on your financial wellness, and there’s no better time than now to get started.

1. What to say to your friend who is paying bank fees and doesn’t know it…

Time to investigate. Most people are getting charged some kind of bank fee and not realizing it’s happening. Call your bank and ask what kind of fees they charge, and if you’ve been charged for any of those recently. If you decide you don’t want to pay fees, you could benefit from switching to a bank that does profit by charging its members fees.   

2. What to say to your friend who looks forward to tax season as a chance to go shopping…

Invest in the long term. Stash away that money in a tax-sheltered account so goes further, or try to kick-start a few savings goals. You could even put that money away to help build your emergency fund. Whatever it is you decide on, try to think how the choice will benefit you in the long term.

3. What to say to your friend whose roommates get out of hand with the money…

Set the ground rules. Review your monthly expenses and decide what is important, and who will handle each role. Remember to be clear and firm about these roles, as it will be less of a headache now to ensure everything gets done in advance, then to play catch-up later in the month. Also, plan a time in the future to have a sit-down and have a financial check-in to make sure everyone’s happy with the process.

4. What to say to your friend who thinks they are all prepared for tax season…

Are you up to date on current events? While you may be prepared and confident from preparing last year’s taxes, with a new administration in office, there are some significant changes coming. Read up on the upcoming changes and look into how they will affect you so you can prepare an accurate tax return. If you need help always consider reaching out to a professional.

We hope you enjoyed this week’s weekly roundup, and of course your weekly roundup bonus from being enrolled in our Automatic Savings program! 

 

The Weekly Roundup: What You Need to Know

Welcome to the Chime Weekly Roundup! Each week we bring you a roundup of the best money tips, tricks, and hacks that will help you, and your friends, lead healthier financial lives.  Here are the most-shared articles this week: 

1. What to say to your friend who struggles with their money…

There’s never a better time than now to start improving your financial health. Knowing what questions to ask is a great way to start enhancing your financial knowledge. Simply just asking the right questions is a great help you better navigate tough situations and also prepare you to have greater wealth in the long run.  

2. What to say to the friend who can’t stand carrying change…

Cash could soon be a thing of the past. Digital and mobile payments continue to grow as the preferred way to most people to pay. With more and more merchants jumping on board, you may soon run into trouble even just trying to pay with cash. 

3. What to say to your friend who is always fretting about their tax return taking so long to arrive…

Go for direct deposit and skip the physical check. The quickest way to get your refund is by having it directly deposited into your spending account. To get to you money even quicker, when you use Chime, you will get notified instantly when your refund arrives. Also, make sure to be aware of and all important deadlines.

 

The Weekly Roundup: 3 Mindful Money Articles We Loved This Week

Mindfulness and meditation are amazing tools to improve our overall health and well-being. These techniques are often practiced to improve our emotional health, but they can also be applied to dramatically improve our financial well-being. By slowing down and reflecting, we become in tune with ourselves—allowing us to make more mindful decisions that can help us reach our money goals.

1. What to say to your friend who’s stressed about money all year long…

Be mindful and work to reinforce positive habits. Spend time thinking about what you want your financial life to look like and create a spending plan that reflects your values.

2. What to say to your friend who’s eager to make this year’s tax season stress-free…

Research and start preparing now. If you haven’t already, compile a list of your deductions early so you have time to slow down and reflect on any extraneous expenses you may have forgotten to add. Also, make it easy on yourself by utilizing free online tax software that can help walk you through the process.

3. What to say to your friend who has no experience saving money…

Let’s start with the basics. Review your past spending habits to give you an accurate picture of your lifestyle, then reflect on any changes you’d like to make and set related goals. Address any conflicts you see between your past spending and current goals. Then, develop a consistent pattern of checking in with yourself so you stay on track towards building new spending habits.

We hope you enjoyed this week’s weekly roundup, and of course your weekly roundup bonus from being enrolled in our Automatic Savings program! 

 

The Chime Weekly Roundup: Holiday Edition

Welcome to the Chime Weekly Roundup! Each week we bring you a roundup of the best money tips, tricks and hacks that will help you, and your friends, lead healthier financial lives.

It’s a busy time of the year. We are all hustling to buy gifts, book last minute travel, and attend holiday parties, all while trying to keep our budgets in check. It can be overwhelming, but we’re here to help. So, take a deep breath and check out this week’s roundup of holiday travel hacks that will help you go further on less while creating memories that will last a lifetime.

1. What to say to your friend who can’t figure out what to give this year…

Give the gift of travel! Experiences are all-around the best kind of gifts to give. Giving someone an experience provides them with the opportunity to learn more about themselves, and the world around them. Remember, it doesn’t need to be some exotic vacation across the sea, local museums and food festivals work just as well.

2. What to say to your friend hasn’t booked their flight home for the holidays…

Have you explored all the options? If you want to get home for the holidays without breaking the bank, and staying put due to fearful financial factors, these tried and true travel hacks are sure to help.

3. What to say to your coworker who always gets everyone the lame office gift…

Did you just wrap office supplies again? Some of the best gifts are practical with a twist, like a wordy office mug or quirky sticky notepad. These gifts have the benefit of being affordable, practical, and charming. Don’t be the person who gives an eraser or sticker pack, dazzle your coworkers with creative simplicity.

4. What to say to your friend who’s putting off open enrollment because “it’s complicated”…

There are resources that can help! Don’t just wing-it, follow advice from those who know what they are doing so you reduce the risk of missing out and losing money, on employee benefits. The process will go smoother and seem less complicated if you spend more time in the beginning on the initial prep work of gathering everything you need to complete your benefits enrollment. If you run into problems you can always utilize free online tools to help you estimate insurance costs and employer coverage, or as said earlier, ask an expert.    

5. What to say to your friend who always runs out of money around the holidays…

Develop a spending plan. You can always find a way to participate in the holiday giving if you get a little creative. Set yourself a budget, or take part in a small gift-giving event like Secret Santa or White Elephant. Try giving something sentimental and handmade, while cheap these gifts always pack that, “it’s the thought that counts” punch. Whether it’s helping a friend clean out their garage or regifting something you never use, there is always a creative way for you to get involved in the holiday cheer.

We hope you enjoyed this week’s weekly roundup, and of course your weekly roundup bonus from being enrolled in our Automatic Savings program! 

 

ICYMI: The Chime Weekly Roundup

Welcome to the Chime Weekly Roundup! Each week we bring you a roundup of the best money tips, tricks, and hacks that will help you, and your friends, lead healthier financial lives.

Holiday shopping and expenses are on our mind as we enter the biggest spending season of the year. Remember that planning ahead and having a sound strategy for seasonal spending will help you avoid the holiday hangover.

Here are 4 articles to help awaken your fiscal spirit just in time for the holidays:

1. What to say to your friend who always gets carried away with holiday shopping…

Plan ahead! Setting a holiday budget can become a simple task, and you can avoid the experience of spending more than you planned and feeling the repercussions the following month with some simple guidelines. These seven simple tips cover everything from enlisting budget apps to encouraging early shopping.

2. What to say to your friend who gets stressed out every holiday season…

Get shopping out of the way early. Let’s face it, the holidays can be stressful, especially when it comes to money. The key to happy holidays is finding ways to manage financial stress before it hits. In this article, LearnVest offers some great ways to navigate the holiday chaos.  


3. What to say to your friend who thinks they can’t afford the holidays…

Skip the fancy latte! Making room in your budget for large purchases is as easy as changing a simple habit in your daily routine. In this podcast, Shannah discusses savings strategies, what to do when you go over budget, as well as advice on some useful holiday shopping apps.

 

4. What to say to a coworker who still hasn’t enrolled for 2017 benefits…

Winter is coming. Open enrollment is ending soon for most employers. Maximize the use of your employee benefits so that you have more money for gifts and experiences. Knowing what to opt in or out of is not always as straightforward is it seems. There are always articles to read, or experts to help. Read on to learn the best ways to handle your employee benefits and optimize your coverage.

We hope you enjoyed this week’s weekly roundup, and of course your weekly roundup bonus from being enrolled in our Automatic Savings program!

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