Security and control

We keep your money safe and secure.

Our top priority is protecting our members – that starts with keeping your information and money secure. Deposits are insured up to $250,000 through our partner, The Bancorp Bank, Member FDIC. We use 128-bit AES encryption, access control, and secure processes to ensure your money is always safe with Chime.

Instantly block your card.

If your card is missing or you suspect unauthorized use, you can block all transactions on your Chime debit card. Open the Chime app and disable transactions to immediately prevent new debit card purchases or ATM withdrawals.

Real-time alerts keep you in the know.

Chime sends you instant transaction alerts anytime you use your Chime debit card. You’ll always know what’s happening with your money.

Keeping your money secure.

FDIC Insured

Your money is always protected. Deposits are insured up to $250,000 through our partner, The Bancorp Bank; Member FDIC.

Visa Zero Liability

Shop worry-free at millions of merchants. Chime debit cards are protected by the Visa Zero Liability** Policy to ensure that cardholders will not be responsible for unauthorized charges.

Privacy and Security.

We require two-factor authentication and support fingerprint authentication.

Get Started Today

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

The Bancorp Bank and Stride Bank, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaim any liability for any failure of the Products and Services.

Please note: By clicking on some of the links above, you will leave the Chime website and be directed to an external website. The privacy policies of the external website may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing any personal information.

** You must notify your financial institution immediately of any unauthorized use. For specific restrictions, limitations and other details, please consult your issuer.

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