When you open an account with Chime, you get a Chime Visa® Debit Card, a Spending Account,and an optional Savings Account that can be managed entirely from your smartphone.

Spending Account

Your Chime Spending Account is the secure place to deposit funds and manage all your expenses. Check your balance, view transactions, and analyze your spending.

Chime Visa Debit Card

Your Chime Visa Debit Card may be used everywhere Visa debit cards are accepted. The more you use your Chime card, the more you’ll save when you enroll in Automatic Savings.

Savings Account

Set money aside for a rainy day or a sunny vacation. Enroll in Automatic Savings, and you’ll save money automatically with every Chime card purchase.

No Unnecessary Fees

Your bank account shouldn’t cost you money. With Chime, there are no monthly minimums balance requirements or fees, no overdraft, and ATMs are fee-free at over 38,000 MoneyPass and Visa Plus Alliance locations.

What our members are saying


With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.

Grace S, App Store Review

"Best App & Best Bank Account"

Amazing. The best part about this app is that I get paid two days early. My coworkers didn’t believe me when I told them!

Gr8ness25, App Store Review

"Best bank account I've ever had"

I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!

Bryan, App Store Review

"I love it"

Mobile banking really is coming to life in the future. This app helps me save money from round up feature and the 10% of paycheck earnings deposited to my checking account .

OffRadarr, App Store Review

"Absolutely love Chime"

I absolutely love Chime. I like getting my paycheck 2 days early, like not paying any fees, like the taking a percentage out of my check and putting in my saving along with the roundup feature. Out of the few debit cards I’ve tried, Chime is by far the best.

Karnehm, App Store Review

"Great app and online bank"

Great app and online bank, easy to use plus it helps me save money. Alerts are right on time and all my transactions are right there. My direct deposits are on time as usual. Would highly recommend.

Blessed Kingz, Play Store Review

"The best online bank period."

The best online bank period. Easy to use and simple wow love it

Roland Cain, Play Store Review

"I love chime"

I love chime, by far the best online account of ever had. They have so many cool and useful features. Me and Chime go way back like Cadillac seats 😎💳💰🏦🏧🚗💺

Jon Proffitt, Play Store Review

"Great online bank"

Chime is a great online bank. Has tools to save automatically, and the app is beautifully designed. No problems so far and it's my main bank.

Hector Garza, Google Play Store

Make the switch to a bank account that has your back.

Banking Services provided by The Bancorp Bank, Member FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Chime and The Bancorp Bank, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaim any liability for any failure of the Products and Services.