Say goodbye to hidden bank fees.

Finally, banking with no unnecessary fees.

No overdraft fees. No monthly maintenance fees. No monthly service fees. No minimum balance fees. No deposit required. No foreign transaction fees. Over 38,000+ fee-free MoneyPass ATMs.

No Fee Banking

Say goodbye to crazy bank fees.

The average U.S. household pays over $329* in bank fees every year and most American’s haven’t switched to a checking account with no fees. We believe this needs to change. We promise to never take advantage of our member’s mistakes or misfortunes and that starts with building a bank account with no hidden fees and no monthly fees. Make the switch to Chime and you can officially say goodbye to unnecessary bank fees!

No Unnecessary Fees. Forever.

38,000 fee-free MoneyPass and Visa Plus Alliance ATMs and over 30,000+ cash back locations.

No monthly fees and
no service fees.

No minimum balance
requirements or fees.

No overdraft fees and
no foreign transaction fees.

Banks Fees

A bank account shouldn't cost money.

You deserve a bank account with no unnecessary fees because paying fees to use your own money is plain ridiculous. We’re here to change banking. And believe a no fee checking account should be available to everyone. That’s why Chime will never rely on unfair bank fees for profit. Ever.

Here’s what our members are saying

Chime Visa Debit Card

Chime Visa® Debit Card with no hidden fees.

Say goodbye to debit card fees. When you open a Chime Spending Account you will receive a Visa Debit Card can be used anywhere Visa debit cards are accepted. Chime’s Visa Debit card has no hidden fees. No minimum balance requirements. No monthly or service fees.

Switching is Easy

Signing up is free and takes less than 2 minutes.
Applying for a Chime account won’t impact your credit score.

Banking Services provided by The Bancorp Bank, Member FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Chime and The Bancorp Bank, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaim any liability for any failure of the Products and Services.

* The Q1 2017 Bank Fee Finder Report represents data from over 5,000 individual users with U.S. bank accounts. Five major banks (Bank of America, CitiBank, JPMorgan Chase, Wells Fargo, and U.S. Bank) made up 83% of all Bank Fee Finder users’ accounts.
**If you use an ATM not in our MoneyPass network, which can be found in our ATM finder in the app, you may be charged a fee by the ATM operator for any transaction, including a balance inquiry only. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by Chime. This ATM fee amount will be charged to your Chime Spending Account