Finally, a bank account with no unnecessary bank fees.

Did you know that the average U.S. household pays more than $329 in bank fees every year? America needs banking with no fees.

There’s a better way to bank. Chime is a bank account that helps you get ahead without about bank fees. Chime has no overdraft fees, no monthly maintenance fees, no foreign transaction fees, no minimum balance fees, and access to over 30,000 fee-free ATMs.  

 

 

Chime Fees
Chime Fees

Finally, a bank account with no unnecessary bank fees.

Did you know that the average U.S. household pays more than $329 in bank fees every year? America needs banking with no fees.

There’s a better way to bank. Chime is a bank account that helps you get ahead without bank fees. Chime has no overdraft fees, no monthly maintenance fees, no foreign transaction fees, no minimum balance fees, and access to over 30,000 fee-free ATMs.  

Bank fees cost Americans billions of dollars every year.

The average household in the U.S. pays more than close to $329 in bank fees every year. Last year, big banks raked in over 6 billion dollars in overdraft fees alone. That doesn’t even include the unnecessary minimum balance fees, maintenance fees, foreign transaction fees, and ATM fees that many traditional banks charge their customers for decades.

Chime Bank Fees
Chime Bank Fees

Bank fees cost Americans billions of dollars every year.

The average household in the U.S. pays more than close to $329 in bank fees every year. Last year, big banks raked in over 6 billion dollars in overdraft fees alone. That doesn’t even include the unnecessary minimum balance fees, maintenance fees, foreign transaction fees, and ATM fees that many traditional banks charge their customers for decades.

We believe this needs to change.

At Chime, we believe that a bank account shouldn’t cost you money. We have built a bank account on the principle of helping our members live healthy financial lives with a business model that does not need to rely on bank fees for profit. We’re committed to always offering banking services that will never take advantage of our member’s mistakes or misfortunes and that starts with no fees.

Chime Bank Fees
Chime Bank Fees

We believe this needs to change.

At Chime, we believe that a bank account shouldn’t cost you money. We have built a bank account on the principle of helping our members live healthy financial lives with a business model that does not need to rely on bank fees for profit. We’re committed to always offering banking services that will never take advantage of our member’s mistakes or misfortunes and that starts with no fees.

Say goodbye to bank fees forever.

As a Chime member, you have a bank account with no overdraft fees, no monthly maintenance fees, no foreign transaction fees and over 30,000 no-fee ATMs and 30,000 cash-back locations.

Chime Bank Fees
Chime Bank Fees

Say goodbye to bank fees forever.

As a Chime member, you have a bank account with no overdraft fees, no monthly maintenance fees, no foreign transaction fees and over 30,000 no-fee ATMs and 30,000 cash-back locations.

Your bank account shouldn’t cost you money.

 

Chime

Other Bank Accounts1

Overdraft Fees

$0

$38 per overdraft

Minimum Balance Fees

$0

$6-15 per policy violation

Monthly Maintenance Fees

$0

$12-23 per month

ACH Transfer Fees

$0

$3-10 per transfer

Account Closing Fees

$0

$25 per policy violation

Card Replacement Fees

$0

$5-25 per replacement

ATM Fees

$0

0 – $2.50 per transaction

Foreign Transaction Fees

$0

3% per transaction

Out of Network ATM* Fees

$2.50 (per out of network transaction)

0 – $2.50 per transaction

*If you use an ATM not owned by us for any transaction, including a balance inquiry, you may be charged a fee by the ATM operator even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by us. This ATM fee amount will be charged to your Chime Spending Account.

1The Q1 2017 Bank Fee Finder Report represents data from over 5,000 individual users with U.S. bank accounts. Five major banks (Bank of America, CitiBank, JPMorgan Chase, Wells Fargo, and U.S. Bank) made up 83% of all Bank Fee Finder users’ accounts.

Switch to a bank account with no fees.

Signing-up up for a bank account with no fees has never been easier. It’s free and takes less than 5 minutes!

Apply Now

Switch to a bank account with no fees.

Signing-up up for a bank account with no fees has never been easier. It’s free and takes less than 5 minutes!

Apply Now