Better mobile banking has arrived.
Mobile banking the way it should be.
Chime is an award-winning mobile bank account. No hidden bank fees. Get paid up to 2 days early with Direct Deposit.¹ Grow your savings, automatically.
Applying for a bank account and debit card is free and takes less than 2 minutes!
Award-winning mobile banking app.
With over 15,000+ five star reviews in app stores, Chime makes mobile banking easy with a modern and intuitive banking app that handles everything from tracking your spending and savings to paying friends. It works on all smartphone mobile devices, whether you’re on an iPhone® or an Android™ device. Transfer money, send and deposit checks, pay bills and even grow your savings automatically without ever worrying about hidden banking fees again.
Here’s what our members are saying
Always know your account balance.
Stay on top of your money. Our banking app sends you daily bank account balance notifications and instant transaction alerts anytime you use your debit card. No need to log in just to check your balance with Chime. App notifications make sure you always know where you stand so you can make better informed decisions with your money.
Banking security done right.
Security made fast and simple. Finally, you can take control of your banking security and we offer everything you need to make it easy.
Block Debit Card Transactions
Instantly disable your card with one swipe in our mobile app. Whether you lost your debit card or had some suspicious charges, we put you in control. Our security measures include one-touch transaction blocking and the ability to shut off international transactions on the card.
Instant Transaction Alerts
Instant transaction alerts let you know any time your debit card has been used.
Deposit checks on the go with mobile check deposit.
Need to deposit a check? Just snap a quick photo with our mobile banking app and watch your account balance grow. No more deposit slips, waiting in line, or sending checks via mail. Mobile check deposit allows you to deposit checks from anywhere.
Send money instantly online to your friends and family.
Send money instantly to friends using our mobile banking app. Our Pay Friends feature allows you to send fee-free mobile payments to friends or family when they open an account with Chime. No transaction fees or monthly fees for sending payments. Great for splitting rent or divvying up the bar tab. Start sending money instantly and with ease.
Free ATMs withdrawals at over 38,000+ fee-free ATMs.
Keep more of your money with over 38,000+ fee-free MoneyPass® and Visa Plus Alliance ATMs located throughout the United States. Just use our mobile app to locate an in-network free ATM and use your Chime debit card to make a withdrawal without the fees. Withdrawals can be made at any of our 38,000 fee-free MoneyPass® and Visa Plus Alliance ATMs or 30,000+ cash-back locations.
We love mobile payment apps.
Chime supports mobile payment apps including Apple Pay™, Google Pay™, and Samsung Pay. Combining Chime with mobile pay means you can leave your wallet at home. Just buy what you want and know exactly how much you have–anywhere.
Transfer money with convenience.
With Chime’s mobile app, money transfers just got a whole lot easier. Easily transfer your money between your Spending Account and Savings Account when you need it with just a few taps. The app allows you to connect your external bank account, credit cards, and investment accounts so you can stay on top of all of your account balances and easily transfer money into your Chime account.
We put your checks in the mail for you.
The Chime mobile app lets you send checks via mail. You can send checks to businesses and individuals. Just let us know who to send it to, how much, and we’ll make sure your check gets to where it needs to be. Think of us as your personal assistant and let us do the mailing for you.
You can have all of these banking features with no hidden fees and a modern, award-winning mobile banking app. Signing up takes less than 2 minutes. No minimum balance is required to open an account and it does not impact your credit score. So, what are you waiting for?