Get paid early.

Get Paid Early with Early Direct Deposit

Get paid up to 2 days early with early direct deposit.*

When you receive direct deposit to your Chime Spending Account, you are eligible to receive your funds up to two days early. That’s two more days to do more with your paycheck. Stop waiting and get paid early with early direct deposit!

Early direct deposit push notification

No more waiting in limbo.

No waiting for your money while it sits in some mysterious electronic limbo, no paper checks lost in the mail. When you bank with Chime, your money is available as soon your employer deposits it which is often up to two days before most other traditional banks make the funds available to you.

Get Paycheck Early

How to get paid early with direct deposit:

One of the easiest ways to fund your Chime Spending Account is to set up direct deposit. Setting up direct deposit with Chime automatically makes you eligible to get paid up to two days early and can be set up in the Chime mobile app. When you open a Chime bank account, we’ll email you a pre-filled direct deposit form that you can hand over to your employer. It’s that easy to get paid early with direct deposit.

Switching is Easy

Signing up is free and takes less than 2 minutes.
Applying for a Chime account won’t impact your credit score.

Banking Services provided by The Bancorp Bank, Member FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Chime and The Bancorp Bank, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaim any liability for any failure of the Products and Services.

* Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.  Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.