Looks like that worst-ever Equifax data breach was ... actually worse. In late 2017, the credit reporting agency divulged a systems breach exposed the personal information of 145.5 millions Americans, including names, Social Security numbers, birth dates, addresses,...
Regardless what path in life you’re on, your habits will dictate your success. They can empower you to achieve your goals just as easily as they can derail you. That said it’s just as important to focus on maintaining good habits as it is to rid yourself of the bad...
In October 2017, Richard Thaler got the call he’d been hoping for. After 40 plus years of economics research, he learned he won the Nobel Prize. As an economist, he faced ridicule from his colleagues for his research connecting human behavior to economics. Winning the...
Did you know that only 22% of U.S. women can answer three fundamental finance-related questions correctly? It’s sad but true. While women have made significant strides to close the gender gaps in education, employment, and even wealth, the gap in financial literacy is...read more
Good things may come to those who wait, but time isn’t on your side if you’re struggling to raise your credit score quickly. More than 30 percent of Americans have poor credit, and if you’re one of them it can be hard to improve it. Many people aim for a...read more
Debt continues to be a problem among Americans of all ages and walks of life. In 2017, the total consumer debt among Americans rose 8.8 percent, to $3.827 trillion, setting a new record. The average household has a credit card balance of $15,654, and with total debts...read more
You’re out on a first date and the check arrives. The awkward dance begins of who will grab for that check. Will your date pay or will you? Should you go halfsies with it? If you’re a woman, you might feel like the man should pay for a first date. And if you’re a man,...read more
If you’re like most Americans, you’re dealing with some type of debt. And, debt can be a huge burden, especially if you’re juggling payments with other expenses while saving for future financial goals. Does this sound familiar? If so, you probably can use some...read more
Budgeting is one of the best ways to save money, and it's so simple — create categories, set aside a certain amount of money for each category, and then only spend what has been designated for that account. But what do you do when your best friend asks if you're free...read more
A getaway with friends is a great opportunity to relax, reconnect, and have some serious fun. But how do you mind your money manners when you’re on a budget yet your friends are spending like nobody’s business? We get it: You don’t want to miss out and you also don’t...read more
It seems you can’t go a week without finding a new article about a new industry Millennials are killing. But while they may not be fans of paper napkins or bar soap, they are actually better with their money than their reputation might lead you to believe. It turns...read more
Earning less than your friends sucks - in just about every way. Let’s be real: you don’t want to be seen as a failure. You also don’t want your friends to look down on you for saying “no” to dinner invites. At the same time, it’s important to keep your friendships,...read more
“Overdraft” is not a word we like to hear. Why? It generally means you’ll be dinged with a fee you don’t want to pay. To clarify, an overdraft fee occurs when you don’t have enough money in your bank account to pay for a purchase. When this happens, your bank will pay...read more
Got too much stuff? Join the club! For you, this may mean a collection of DVDs that you simply can’t part with, a closet full of clothes that no longer fit, or shelves lined with books you’ve already read. No matter what you’ve been collecting, however, you may reach...read more
Few financial interactions mystify me more than tipping. Maybe that’s because my tipping experience was limited when I was growing up. You see, I grew up in a rural town and the only tipping I witnessed was when my parents left some extra cash for the waitstaff at the...read more