Banking is a comically old and dusty industry. Why is it so hard to find a bank that keeps up with those of us who just want to live well, have fun, and get things done? To be honest, we’re not sure. That’s why we’re here to make it better. With that in mind, here are the 4 things you no longer have to settle with from an “older” bank:
Difficult Online Interfaces
- It’s 2017, right? Right. So how could logging in to an online savings account possibly be so hard? We’ve even heard of a bank that physically mailed online account information to a new customer. If launching an online store to sell handmade jewelry on the side takes mere minutes, why can’t my bank’s website be mobile friendly? The best savings account is online and online in a simple, easy, and beautiful way.
- We’ve been trained to lie down and take the pain of fees like sheep. A dollar here, five dollars there – it’s okay, it’s not that much. Those dollars add up, though. Besides, when did it become okay for a business to blatantly gouge its customers? Banks used to be the good guys. It’s time to bring that back.
Terrible Customer Service
- Why spend half of brunch battling with someone in Ohio about transferring funds? It’s time for “that’s actually not my department, let me transfer you” to come to an end, once and for all. The best savings account comes with customer service that helps you, then leaves you alone.
No Savings Help
- We all know saving is hard. A few drinks after work turns into a $60 evening. Rent keeps going up, just like utilities, and the car payment, and insurance, and parking, and…yeah. After all that, the perfect jacket is in the window on the way to work. And you know what? It’s Friday, it’s been a tough week, and I know Chad’s going to be there with his small talk as soon as I walk in the door. Somehow, this jacket will help, plus it’s on sale. Two weeks later, the next paycheck can’t come quick enough. That’s why the best online savings account automatically deposits the extra change from each transaction to help you save.