Chime Banking
Banking made awesome
Get paid up to 2 days early with direct deposit.¹ Say goodbye to hidden bank fees. Grow your savings, automatically.
Chime is one of the fastest-growing bank accounts in America
When you open a bank account online with Chime, you get a Chime Visa® Debit Card, a Spending Account, and an optional Savings Account – all managed through a beautifully designed mobile banking app.
Get your paycheck early
Set up direct deposit and receive your paycheck up to 2 days earlier than your co-workers!¹
No hidden fees, ever
No overdraft. No minimum balance. No monthly service fees. No foreign transaction fees. No transfer fees. Over 32,000 fee-free MoneyPass® ATMs, plus 30,000+ cash-back locations.
Always know where you stand
Stay on top of your money with daily balance notifications and instant transaction alerts anytime you use your Chime debit card.
Grow your savings, automatically
Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.
Chime Visa® Debit Card
Your Chime Visa Debit Card can be used everywhere Visa debit cards are accepted and is equipped with EMV chip protection.
135,000+ 5-star reviews
On the Apple App and Google Play Stores
What our members are saying
Security you can trust. Support when you need it.
Chime’s bank-level security protects your sensitive personal information and prevents unauthorized use.
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank; Member FDIC.
Have a question? Check our Help Center or message our Member Services team in the Chime mobile app.