Chime Banking

Banking made awesome

Get paid up to 2 days early with direct deposit.¹ Say goodbye to hidden bank fees. Grow your savings, automatically.

Chime is one of the fastest-growing bank accounts in America

When you open a bank account online with Chime, you get a Chime Visa® Debit Card, a Spending Account, and an optional Savings Account – all managed through a beautifully designed mobile banking app.

Get your paycheck early

Set up direct deposit and receive your paycheck up to 2 days earlier than your co-workers!¹

No Fee Banking

No hidden fees, ever

No overdraft. No minimum balance. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass® and Visa Plus Alliance ATMs, plus 30,000+ cash-back locations.

Always know where you stand

Stay on top of your money with daily balance notifications and instant transaction alerts anytime you use your Chime debit card.

Grow your savings, automatically

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.

Chime Visa Debit Card

Chime Visa® Debit Card

Your Chime Visa Debit Card can be used everywhere Visa debit cards are accepted and is equipped with EMV chip protection.

What our members are saying

"The best online bank account! "

Chime is the bomb !!! Very secure and problem free. I highly recommend this bank account!! The service is above the rest. Excellent customer service and support!! You can save money easily with their round up to your savings account!! Try them! I guarantee you'll love them!

hotironmaiden, App Store Review


With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.

Grace S, App Store Review

"Best App & Best Bank Account"

Amazing. The best part about this app is that I get paid two days early. My coworkers didn’t believe me when I told them!

Gr8ness25, App Store Review

"Best bank account I've ever had"

I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!

Bryan, App Store Review

"I love it"

Mobile banking really is coming to life in the future. This app helps me save money from round up feature and the 10% of paycheck earnings deposited to my checking account .

OffRadarr, App Store Review

"Absolutely love Chime"

I absolutely love Chime. I like getting my paycheck 2 days early, like not paying any fees, like the taking a percentage out of my check and putting in my saving along with the roundup feature. Out of the few debit cards I’ve tried, Chime is by far the best.

Karnehm, App Store Review

"Great app and online bank"

Great app and online bank, easy to use plus it helps me save money. Alerts are right on time and all my transactions are right there. My direct deposits are on time as usual. Would highly recommend.

Blessed Kingz, Play Store Review

"The best online bank period."

The best online bank period. Easy to use and simple wow love it

Roland Cain, Play Store Review

"I love chime"

I love chime, by far the best online account of ever had. They have so many cool and useful features. Me and Chime go way back like Cadillac seats 😎💳💰🏦🏧🚗💺

Jon Proffitt, Play Store Review

"Great online bank"

Chime is a great online bank. Has tools to save automatically, and the app is beautifully designed. No problems so far and it's my main bank.

Hector Garza, Play Store Review

Security you can trust. Support when you need it.

Serious Security

Chime’s bank-level security protects your sensitive personal information and prevents unauthorized use.

Privacy and Protection

Your deposits are FDIC insured up to $250,000 through The Bancorp Bank; Member FDIC.

Friendly Support

Have a question? Check our Help Center or message our Member Services team in the Chime mobile app.

Get Started Today

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

The Bancorp Bank and Stride Bank, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaim any liability for any failure of the Products and Services.

Please note: By clicking on some of the links above, you will leave the Chime website and be directed to an external website. The privacy policies of the external website may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing any personal information.

¹ Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.  Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

© 2013-2019 Chime. All Rights Reserved.