Chime Banking

Banking made awesome

Get paid up to 2 days early with direct deposit.¹ Say goodbye to hidden bank fees. Grow your savings, automatically.

Chime is one of the fastest-growing bank accounts in America

When you open a bank account online with Chime, you get a Chime Visa® Debit Card, a Spending Account, and an optional Savings Account – all managed through a beautifully designed mobile banking app.

Get your paycheck early

Set up direct deposit and receive your paycheck up to 2 days earlier than your co-workers!¹

No Fee Banking

No hidden fees, ever

No overdraft. No minimum balance. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass® and Visa Plus Alliance ATMs, plus 30,000+ cash-back locations.

Always know where you stand

Stay on top of your money with daily balance notifications and instant transaction alerts anytime you use your Chime debit card.

Grow your savings, automatically

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.

Chime Visa Debit Card

Chime Visa® Debit Card

Your Chime Visa Debit Card can be used everywhere Visa debit cards are accepted and is equipped with EMV chip protection.

Security you can trust. Support when you need it.

Serious Security

Chime’s bank-level security protects your sensitive personal information and prevents unauthorized use.

Privacy and Protection

Your deposits are FDIC insured up to $250,000 through The Bancorp Bank; Member FDIC.

Friendly Support

Have a question? Check our Help Center or message our Member Services team in the Chime mobile app.

Get Started Today

Applying for an account is free and takes less than
2 minutes with no impact to your credit score.

Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

The Bancorp Bank and Stride Bank, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaim any liability for any failure of the Products and Services.

Please note: By clicking on some of the links above, you will leave the Chime website and be directed to an external website. The privacy policies of the external website may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing any personal information.

¹ Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.  Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.
² Chime SpotMe is an optional, no fee service that requires that you receive $500 in direct deposit a month to qualify to overdraw your account up to $20 on debit card purchases. Chime, in its sole discretion, may allow you to withdraw your account up to $100 or more based on your Chime Account history, direct deposit history and amount, spending activity and other risk-based factors. Your Limit will be displayed to you within the Chime mobile
app. You will receive notice of any changes to your Limit. Your Limit may be increased or lowered at any time by Chime.

© 2013-2019 Chime. All Rights Reserved.