Limited-Edition Metal Chime Visa® Debit Card

What’s better than having a Chime account with no hidden fees, automatic savings, early payday with direct deposit¹, daily balance notifications, a super simple and easy-to-use app…(we really could go on and on here, but you get the point)? How about a metal debit card to match the awesomeness of your Chime account? Introducing the Limited-Edition Metal Chime Visa® Debit Card.

When we say limited edition, we mean it. We’re only giving away 5,000 cards until March 15, 2019, or while supplies last. Get 5 new friends to sign up and open a Chime Spending Account for a chance to upgrade to some new bling² . Trust us, it’s worth it.

How Do I Get A Metal Card?

Good question! It’s pretty simple, but you should probably act fast. All you need to do is invite 5 people to sign up for Chime and have them open a Spending Account. That’s it. That’s like your mom, your dad, your BFF, your S.O. and your co-worker. Done. You also know from experience that signing up takes about two minutes or less, so they won’t be going out of their way to get started.

Referred friends or family that opened a new Chime account prior to today unfortunately will not count towards the Metal Card.

We’ll be sending you emails keeping track of how close you are to qualifying for the Metal Card.

Tell Me More About This New Bling

Our Limited-Edition Metal Chime Visa® Debit Card is made from the fusion of a durable stainless steel core and PVC. Your individual card number and name will be laser-etched on the back of the card. We really took our time in creating a card that not only looks incredibly sleek, but also feels premium in your hand.

Until your Metal Card arrives, your current Chime Visa® Debit Card will remain active.

Will Getting A New Metal Card Interfere With The Chime Card I Already Have?

Yes. Your CVV and expiration date will change, but your actual debit card number will remain the same. So please be aware that you may have to update your card information with merchants to ensure auto-payments and recurring payment activity continues uninterrupted!

Also note that the moment you activate your new metal card, your old Chime debit card will no longer work. You should destroy and dispose your old Chime card to protect your payment details, and avoid any card confusion.

Can I Pay For A Metal Card Instead Of Referring People?

Unfortunately, the Metal Card is a limited promotion only available to Chime members who refer 5 or more friends to open a new Chime Spending Account between February 11, 2019 and March 15, 2019. We appreciate the enthusiasm and are always looking for better ways to provide the best experience, so feel free to provide feedback on our social channels or via email!

Fun Fact: Your Friends Can Enroll In Direct Deposit To Qualify Both Of You For The $50 Bonus³

Pretty sweet, right? If the friends you invited enroll in direct deposit and receive a deposit of $200 or more within 45 days of signing up, you both get $50 each as a bonus.³ So you could potentially add an extra $250 to your Limited Edition Metal Chime Visa Debit Card.


¹ Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and early availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

² Terms and Conditions: In order for a Chime Member (“Member”) to receive a Limited-Edition Metal Chime Visa® Debit Card (“Metal Card”), the following conditions must be met: Between February 11, 2019 and March 15, 2019, the Member receiving this offer must refer at least five (5) friends (or family members) who, using the Member’s unique referral link, open a new Chime Spending Account (“Account”). Metal Card offer is valid while supplies last. Five-thousand (5,000) Metal Cards available. The Metal Card will be shipped only after five referred friends have opened a new Account. Member receiving the Metal Card will keep the same card number but because its expiration date and security code (CVV) will be different Member must provide this updated information to merchants to ensure auto-payments and recurring payment activity continues uninterrupted. Upon its expiration or if the Metal Card is lost, stolen, or damaged, Member will receive Chime’s standard replacement card. Chime reserves the right to cancel or modify the terms of this offer, or terminate Member’s eligibility, at any time with or without prior notice.

³ In order for both Member and referred friend to each qualify for and receive the $50.00 referral reward, the following conditions must be met: The referred friend must open a new Chime Spending Account (“Account”) using the referring Chime member’s unique referral link between January 1, 2019 and December 31, 2019 and the Account must receive a qualifying direct deposit of $200.00 or more within 45 days from when the new Account was opened. The direct deposit must be made by the referred friend’s employer, payroll provider, or benefits payer by Automated Clearing House (ACH) deposit. Bank ACH transfers, Pay Friends transfers, verification or trial deposits from financial institutions, transfers from PayPal or Venmo, mobile check deposits, and cash loads or deposits are not qualifying direct deposits. Referring Member must be part of the “$50.00 for Payroll Direct Deposit” referral reward campaign in order for each party to be eligible for a reward. The reward is paid to each party within two (2) business days after qualifying funds are deposited into the referred friend’s new Account. Members may earn no more than $1,000.00 in referral rewards per calendar year (January 1, 2019 – December 31, 2019). Referred friend acknowledges that payment of the reward will result in the Member’s knowledge of friend’s establishment of a new Account. Chime reserves the right to cancel or modify the referral reward offer terms or terminate Member’s eligibility at any time with or without prior notice. This offer is neither sponsored nor endorsed by The Bancorp Bank. Credits of $10 or more must be reported on tax form 1099-INT.

Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

The Bancorp Bank and Stride Bank, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaim any liability for any failure of the Products and Services.

Please note: By clicking on some of the links above, you will leave the Chime website and be directed to an external website. The privacy policies of the external website may differ from our privacy policies. Please review the privacy policies and security indicators displayed on the external website before providing any personal information.

Opinions, advice, services, or other information or content expressed or contributed here by customers, users, or others, are those of the respective author(s) or contributor(s) and do not necessarily state or reflect those of The Bancorp Bank (“Bank”). Bank is not responsible for the accuracy of any content provided by author(s) or contributor(s).

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