Announcing the New Chime App: Fee-Free ATMs and More

When we launched Chime a year ago, we aimed to give our members more spending power and control with personalized rewards, real­time notifications, and no hidden fees. Since then we’ve been thrilled to see how Chime has helped our members save money and spend more confidently.

We’ve also received some great suggestions for how to make Chime even better. And we’ve listened.

Today we’re excited to announce some big updates. We’ve been working hard to create a more rewarding banking experience with new features that will help you get more out of every dollar you earn and spend.

Here’s a quick overview of the changes you’ll see when you download the new app, which is available today for both Android and iOS:

    • New Account Screen. When you log into the latest version of the app, you’ll be greeted by a handy Account screen with your essential account details including balance, recent transactions, new rewards, and helpful notifications. Those personalized offers that previously appeared when you opened the app are now called Rewards, and you can easily access them from the main menu.
    • Early Direct Deposit. Now you can receive your paycheck early1 to your Chime account when you set up direct deposit with your employer. It’s easy to set up. Go to Add Funds to the app for details.
    • Fee-Free ATMs. Members receiving direct deposit to their Chime account now have access to over 24,000 fee-free ATMs2 nationwide. Direct deposit members will see the Fee-Free ATM Finder in the main menu of the app. The ATM finder is also available on the web at
    • Better Notifications. We’ve added balance notifications to keep you on top of your finances, and you can now manage all of your notifications under Settings

Thanks to all of our members who provided feedback to help us improve Chime. We look forward to getting your thoughts on the latest version of the app so we can continue to build a better banking experience for all of our members­­one that helps them save more, so they can do more.

Chris Britt
Co-Founder & CEO


1Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically. Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.

2Accounts are eligible for fee-free ATM transactions at MoneyPass locations for 30 days after last direct deposit.

Banking Services provided by The Bancorp Bank or Stride Bank, N.A., Members FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank or Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. The Chime Visa® Credit Builder Card is issued by Stride Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa credit cards are accepted. Please see back of your Card for its issuing bank.

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