Chime Banking

Banking that helps you get ahead.

Say goodbye to ridiculous bank fees. Save money automatically. Manage your money from anywhere.

Chime Mobile Banking App

Chime is one of the fastest-growing bank accounts in America.

When you bank with Chime, you get a Chime Visa® Debit Card, a Spending Account, and an optional Savings Account – all managed through a beautifully designed mobile banking app.

Get Paid Early with Early Direct Deposit

Get your paycheck early.

Set up Direct Deposit and receive your paycheck up to 2 days earlier than your co-workers!*

No Fee Banking

No hidden fees. Ever.

No overdraft. No minimum balance. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass® and Visa Plus Alliance ATMs, plus 30,000+ cash-back locations.

banking apps

Always know where you stand.

Stay on top of your money with daily balance notifications and instant transaction alerts anytime you use your Chime debit card.

Chime Savings Account

Grow your savings, automatically.

Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.

Chime Visa Debit Card

Chime Visa® Debit Card

Your Chime Visa Debit Card can be used everywhere Visa debit cards are accepted and is equipped with EMV chip protection.

What members are saying

Chime Mobile App Reviews

With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.

– Grace S, App Store Review

Chime Mobile App Reviews
"Best App & Best Bank Account"

Amazing. The best part about this app is that I get paid two days early. My coworkers didn’t believe me when I told them!

– Gr8ness25, App Store Review

Chime Mobile App Reviews
"Best bank account I've ever had"

I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!

– Bryan, App Store Review

Security you can trust. Support when you need it.

Serious Security

Chime’s bank-level security protects your sensitive personal information and prevents unauthorized use.

Privacy and Protection

Your deposits are FDIC insured up to $250,000 through The Bancorp Bank; Member FDIC.

Friendly Support

Have a question? Check our Help Center or message our Member Services team in the Chime mobile app.

Switching is Easy

Signing up is free and takes less than 2 minutes.
Applying for a Chime account won’t impact your credit score.

Banking Services provided by The Bancorp Bank, Member FDIC. The Chime Visa® Debit Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc. and may be used everywhere Visa debit cards are accepted. Chime and The Bancorp Bank, neither endorse nor guarantee any of the information, recommendations, optional programs, products, or services advertised, offered by, or made available through the external website ("Products and Services") and disclaim any liability for any failure of the Products and Services.

* Faster access to funds is based on a comparison of traditional banking policies and deposit of paper checks from employers and government agencies versus deposits made electronically.  Direct Deposit and earlier availability of funds are subject to payer’s support of the feature and timing of payer’s funding.