Banking the way it should be.
Say goodbye to ridiculous bank fees. Get paid up to 2 days early with direct deposit.¹ Grow your savings, automatically.
Chime is one of the fastest-growing bank accounts in America.
When you bank with Chime, you get a Chime Visa® Debit Card, a Spending Account, and an optional Savings Account – all managed through a beautifully designed mobile banking app.
No hidden fees. Ever.
No overdraft. No minimum balance. No monthly service fees. No foreign transaction fees. No transfer fees. Over 38,000 fee-free MoneyPass® and Visa Plus Alliance ATMs, plus 30,000+ cash-back locations.
Grow your savings, automatically.
Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.
Chime Visa® Debit Card
Your Chime Visa Debit Card can be used everywhere Visa debit cards are accepted and is equipped with EMV chip protection.
15,000+ 5-star reviews
On the Apple App and Google Play Stores
What our members are saying
"The best online bank account! "
Chime is the bomb !!! Very secure and problem free. I highly recommend this bank account!! The service is above the rest. Excellent customer service and support!! You can save money easily with their round up to your savings account!! Try them! I guarantee you'll love them!
"WILL NEVER TURN BACK!"
With Chime you get updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.
"Best App & Best Bank Account"
Amazing. The best part about this app is that I get paid two days early. My coworkers didn’t believe me when I told them!
"Best bank account I've ever had"
I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!
"I love it"
Mobile banking really is coming to life in the future. This app helps me save money from round up feature and the 10% of paycheck earnings deposited to my checking account .
"Absolutely love Chime"
I absolutely love Chime. I like getting my paycheck 2 days early, like not paying any fees, like the taking a percentage out of my check and putting in my saving along with the roundup feature. Out of the few debit cards I’ve tried, Chime is by far the best.
"Great app and online bank"
Great app and online bank, easy to use plus it helps me save money. Alerts are right on time and all my transactions are right there. My direct deposits are on time as usual. Would highly recommend.
"The best online bank period."
The best online bank period. Easy to use and simple wow love it
"I love chime"
I love chime, by far the best online account of ever had. They have so many cool and useful features. Me and Chime go way back like Cadillac seats 😎💳💰🏦🏧🚗💺
"Great online bank"
Chime is a great online bank. Has tools to save automatically, and the app is beautifully designed. No problems so far and it's my main bank.
Security you can trust. Support when you need it.
Chime’s bank-level security protects your sensitive personal information and prevents unauthorized use.
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank; Member FDIC.
Have a question? Check our Help Center or message our Member Services team in the Chime mobile app.