Banking that helps you
Say goodbye to ridiculous bank fees. Save money automatically. Manage your money from anywhere.
Chime is one of the fastest-growing bank accounts in America.
When you bank with Chime, you get a Chime Visa® Debit Card, a Spending Account, and an optional Savings Account – all managed through a beautifully designed mobile banking app.
Get your paycheck up to two days early.
When you bank with Chime and enroll in Direct Deposit, you can get your paycheck up to two days early.*
No hidden fees. Ever.
No overdraft. No minimum balance requirements. No monthly service fees. No foreign transaction fees. No transfer fees. Over 30,000 fee-free MoneyPass ATMs.
Always know where you stand.
Stay on top of your money with daily balance notifications and instant transaction alerts anytime you use your Chime debit card.
Grow your savings, automatically.
Reach your goals faster by saving money automatically. Our Automatic Savings features help you save money any time you spend or get paid.
Chime Visa® Debit Card
Your Chime Visa Debit Card can be used everywhere Visa debit cards are accepted and is equipped with EMV chip protection.
7,600+ 5-star reviews
On the App and Play Stores
What members are saying
With Chime you get real live updates via notifications every time you spend, you get PAID TWO DAYS EARLY, and they never let you overdraft.
– Grace S, App Store Review
The hype is REAL!!
– Beezii B, App Store Review
I love the savings account, the roundups, and the 10% savings from each check. Chime is the best bank account ever I swear!
– Bryan, App Store Review
Security you can trust. Support when you need it.
Chime’s bank-level security protects your sensitive personal information and prevents unauthorized use.
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank; Member FDIC.
Have a question? Check our Help Center or message our Member Services team in the Chime mobile app.